Carrier Solvency & Financial Strength
Banner Life / Legal & General Review & 2026 Ratings
Instant algorithmic underwriting without exams for up to $2,000,000; terms available up to 40 years.
A.M. Best Rating
A+ (Superior)
S&P Financial Rating
AA-
Year Founded
1949
Operating Scale
50 States
Marcus Vance, CLU®, ChFC®
NPN #19402851 Verified
Director of Wealth Preservation & Annuity Strategy • Chartered Life Underwriter (CLU®) • Chartered Financial Consultant (ChFC®)
Fact-Checked & Audited: September 2026
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Actuarially Reviewed by Sarah Jenkins, Esq.
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Banner Life / Legal & General Flagship Product Portfolio
OPTerm 10-40
A+ Backed
Banner Digital Instant Issue
A+ Backed
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