Carrier Solvency & Financial Strength
Protective Life Review & 2026 Ratings
Consistently lowest price leader for 10-30 year level term life policies for healthy individuals aged 25-50.
A.M. Best Rating
A+ (Superior)
S&P Financial Rating
AA-
Year Founded
1907
Operating Scale
50 States
Marcus Vance, CLU®, ChFC®
NPN #19402851 Verified
Director of Wealth Preservation & Annuity Strategy • Chartered Life Underwriter (CLU®) • Chartered Financial Consultant (ChFC®)
Fact-Checked & Audited: September 2026
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Actuarially Reviewed by Sarah Jenkins, Esq.
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Protective Life Flagship Product Portfolio
Protective Classic Choice Term
A+ Backed
Custom Choice UL
A+ Backed
ProSaver Annuity
A+ Backed
Asset Protection & Probate Shield • Your Area
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State Statutory Compliant