North Dakota Licensed Underwriting • FindMyWealthPlan
North Dakota Term Life Insurance Rates & Quotes (2026)
Compare independent A+ carrier quotes for Term Life Insurance in North Dakota. Protected by the North Dakota Life & Health Guaranty Association ($300,000 cap) with an unconditional 20-day free look period.
Marcus Vance, CLU®, ChFC®
NPN #19402851 Verified
Director of Wealth Preservation & Annuity Strategy • Chartered Life Underwriter (CLU®) • Chartered Financial Consultant (ChFC®)
Fact-Checked & Audited: September 2026
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Actuarially Reviewed by Sarah Jenkins, Esq.
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Term Life Insurance in North Dakota: Key Facts
State Insolvency Limit
$300,000
North Dakota Guaranty Association
Statutory Free Look
20 Days
Full premium refund rights
Average Memorial Benchmark
$8,300
State funeral cost baseline
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