VERIFIED LOCAL RATES Notice for Texas Residents: 2026 Actuarial Rates & $300,000 State Guaranty Insolvency Limits are Active in Austin.
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2026 Senior Rate Card • OVER 65

Burial & Final Expense Rates for Seniors OVER 65

Permanent simplified issue life insurance for seniors OVER 65. Guaranteed never to increase with age or health changes. Day-one immediate coverage available with no medical exam.

Marcus Vance, CLU®, ChFC®
Marcus Vance, CLU®, ChFC® NPN #19402851 Verified
Director of Wealth Preservation & Annuity Strategy • Chartered Life Underwriter (CLU®) • Chartered Financial Consultant (ChFC®)
Fact-Checked & Audited: September 2026
• Actuarially Reviewed by Sarah Jenkins, Esq. •
Exact Age Male ($5,000) Female ($5,000) Male ($10,000) Female ($10,000) Male ($15,000) Female ($15,000)
Age 65 $36.98/mo $29.58/mo $73.96/mo $59.17/mo $110.94/mo $88.75/mo
Age 66 $39.27/mo $31.42/mo $78.54/mo $62.84/mo $117.82/mo $94.25/mo
Age 67 $41.71/mo $33.37/mo $83.41/mo $66.73/mo $125.12/mo $100.10/mo
Age 68 $44.29/mo $35.43/mo $88.59/mo $70.87/mo $132.88/mo $106.30/mo
Age 69 $47.04/mo $37.63/mo $94.08/mo $75.26/mo $141.12/mo $112.89/mo
Asset Protection & Probate Shield • Your Area

Shield Your Real Estate & Insurance from State Probate

Without a revocable living trust, your estate may be frozen in state probate courts for 6–18 months. Create legally binding, attorney-backed digital trust documents customized for Your Area statutory laws.

✓ Complete Online in 15 Min • ✓ Valid in All 50 States • ✓ Avoid Probate Fees
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Just Quoted: 63yo female in Tampa, FL secured $15,000 burial rate at $48.20/mo (4 mins ago)