VERIFIED LOCAL RATES Notice for Texas Residents: 2026 Actuarial Rates & $300,000 State Guaranty Insolvency Limits are Active in Austin.
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2026 Senior Rate Card • OVER 75

Burial & Final Expense Rates for Seniors OVER 75

Permanent simplified issue life insurance for seniors OVER 75. Guaranteed never to increase with age or health changes. Day-one immediate coverage available with no medical exam.

Marcus Vance, CLU®, ChFC®
Marcus Vance, CLU®, ChFC® NPN #19402851 Verified
Director of Wealth Preservation & Annuity Strategy • Chartered Life Underwriter (CLU®) • Chartered Financial Consultant (ChFC®)
Fact-Checked & Audited: September 2026
• Actuarially Reviewed by Sarah Jenkins, Esq. •
Exact Age Male ($5,000) Female ($5,000) Male ($10,000) Female ($10,000) Male ($15,000) Female ($15,000)
Age 75 $67.48/mo $53.99/mo $134.97/mo $107.98/mo $202.45/mo $161.96/mo
Age 76 $71.67/mo $57.33/mo $143.34/mo $114.67/mo $215.01/mo $172.00/mo
Age 77 $76.11/mo $60.89/mo $152.22/mo $121.78/mo $228.34/mo $182.67/mo
Age 78 $80.83/mo $64.66/mo $161.66/mo $129.33/mo $242.49/mo $193.99/mo
Age 79 $85.84/mo $68.67/mo $171.68/mo $137.35/mo $257.53/mo $206.02/mo
Asset Protection & Probate Shield • Your Area

Shield Your Real Estate & Insurance from State Probate

Without a revocable living trust, your estate may be frozen in state probate courts for 6–18 months. Create legally binding, attorney-backed digital trust documents customized for Your Area statutory laws.

✓ Complete Online in 15 Min • ✓ Valid in All 50 States • ✓ Avoid Probate Fees
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Just Quoted: 63yo female in Tampa, FL secured $15,000 burial rate at $48.20/mo (4 mins ago)