VERIFIED LOCAL RATES Notice for Texas Residents: 2026 Actuarial Rates & $300,000 State Guaranty Insolvency Limits are Active in Austin.
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2026 Senior Rate Card • OVER 80

Burial & Final Expense Rates for Seniors OVER 80

Permanent simplified issue life insurance for seniors OVER 80. Guaranteed never to increase with age or health changes. Day-one immediate coverage available with no medical exam.

Marcus Vance, CLU®, ChFC®
Marcus Vance, CLU®, ChFC® NPN #19402851 Verified
Director of Wealth Preservation & Annuity Strategy • Chartered Life Underwriter (CLU®) • Chartered Financial Consultant (ChFC®)
Fact-Checked & Audited: September 2026
• Actuarially Reviewed by Sarah Jenkins, Esq. •
Exact Age Male ($5,000) Female ($5,000) Male ($10,000) Female ($10,000) Male ($15,000) Female ($15,000)
Age 80 $91.16/mo $72.93/mo $182.33/mo $145.86/mo $273.49/mo $218.80/mo
Age 81 $96.82/mo $77.45/mo $193.63/mo $154.91/mo $290.45/mo $232.36/mo
Age 82 $102.82/mo $82.26/mo $205.64/mo $164.51/mo $308.46/mo $246.77/mo
Age 83 $109.19/mo $87.36/mo $218.39/mo $174.71/mo $327.58/mo $262.07/mo
Age 84 $115.96/mo $92.77/mo $231.93/mo $185.54/mo $347.89/mo $278.31/mo
Asset Protection & Probate Shield • Your Area

Shield Your Real Estate & Insurance from State Probate

Without a revocable living trust, your estate may be frozen in state probate courts for 6–18 months. Create legally binding, attorney-backed digital trust documents customized for Your Area statutory laws.

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Just Quoted: 63yo female in Tampa, FL secured $15,000 burial rate at $48.20/mo (4 mins ago)