2026 Senior Rate Card • OVER 85
Burial & Final Expense Rates for Seniors OVER 85
Permanent simplified issue life insurance for seniors OVER 85. Guaranteed never to increase with age or health changes. Day-one immediate coverage available with no medical exam.
Marcus Vance, CLU®, ChFC®
NPN #19402851 Verified
Director of Wealth Preservation & Annuity Strategy • Chartered Life Underwriter (CLU®) • Chartered Financial Consultant (ChFC®)
Fact-Checked & Audited: September 2026
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Actuarially Reviewed by Sarah Jenkins, Esq.
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| Exact Age | Male ($5,000) | Female ($5,000) | Male ($10,000) | Female ($10,000) | Male ($15,000) | Female ($15,000) |
|---|---|---|---|---|---|---|
| Age 85 | $123.15/mo | $98.52/mo | $246.31/mo | $197.05/mo | $369.46/mo | $295.57/mo |
| Age 86 | $130.79/mo | $104.63/mo | $261.58/mo | $209.26/mo | $392.37/mo | $313.90/mo |
| Age 87 | $138.90/mo | $111.12/mo | $277.80/mo | $222.24/mo | $416.70/mo | $333.36/mo |
| Age 88 | $147.51/mo | $118.01/mo | $295.02/mo | $236.02/mo | $442.53/mo | $354.03/mo |
| Age 89 | $156.66/mo | $125.32/mo | $313.31/mo | $250.65/mo | $469.97/mo | $375.97/mo |