Cardiovascular Clinical Underwriting
Life & Burial Insurance with Heart Stent & Angioplasty
Most carriers postpone applications for 6 to 12 months immediately following stent placement. After 12 months with normal stress tests and ejection fraction >50%, applicants qualify for day-one Final Expense and Standard term life.
Approval Outlook
Moderate (Standard after 12 months)
Risk Tier
Moderate to High
Prevalence
1 Million procedures annually
Day 1 Coverage?
Eligible
Common Medications Evaluated by Underwriters
💊 Plavix (Clopidogrel)
💊 Brilinta
💊 Aspirin 81mg
💊 Atorvastatin
Carrier Sweet Spots for Heart Stent & Angioplasty
These top underwriters offer favorable rate tables and no medical exams for well-managed Heart Stent & Angioplasty:
✓ Americo
✓ Mutual of Omaha
✓ Foresters