Neurological & Vascular Clinical Underwriting
Life & Burial Insurance with Stroke & Mini-Stroke (TIA)
Single TIA episode with full recovery after 12 months is written at Standard rates. Multi-infarct stroke or events under 12 months qualify for Graded Benefit Final Expense or Guaranteed Acceptance.
Approval Outlook
Moderate (Standard after 1-2 years)
Risk Tier
Moderate to High
Prevalence
800,000 cases annually
Day 1 Coverage?
Eligible
Marcus Vance, CLU®, ChFC®
NPN #19402851 Verified
Director of Wealth Preservation & Annuity Strategy • Chartered Life Underwriter (CLU®) • Chartered Financial Consultant (ChFC®)
Fact-Checked & Audited: September 2026
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Actuarially Reviewed by Sarah Jenkins, Esq.
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Common Medications Evaluated by Underwriters
💊 Aspirin
💊 Plavix
💊 Blood pressure maintenance
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Carrier Sweet Spots for Stroke & Mini-Stroke (TIA)
These top underwriters offer favorable rate tables and no medical exams for well-managed Stroke & Mini-Stroke (TIA):
✓ Mutual of Omaha
✓ Americo
✓ Foresters